accidental death attorney

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How important are you to your loved ones? To supplement your existing life insurance policy, you might need an additional layer of coverage for just-in-case. Perhaps you are looking for a fast approval process that does not require any medical exams or health questions. You may also want to provide for your heirs in case of an unfortunate accident.


Traumatic injuries can happen without anyone knowing. They can cause grief and trauma, as well as loss of income, hospitalizations, or other unexpected expenses.

accidental death insurance coverage


Accidental insurance covers your loved ones financially in the event you are killed in an accident. It's available to everyone aged 18-70. This insurance is guaranteed protection so you can't be turned down if age is a factor.

accidental death insurance coverage
accidental death policy vs life insurance

accidental death policy vs life insurance


You need coverage quickly. Coverage is available immediately with no waiting period and without any medical exam. This is great if you have an immediate need for insurance protection like if traveling or you plan to.

do i need accidental death and dismemberment


AD&D coverage covers death and serious injuries that can result from dismemberment, hearing loss, or other causes.

income tax accidental death compensation

income tax accidental death compensation


Unexpected events can strike anyone. ADB policies can help you and your family be financially prepared for unexpected expenses.

accidental death payout


Accidental Death Insurance, also known as accidental dismemberment or accidental death, provides a benefit in the event that the insured is killed in an accident or becomes severely disabled, such as losing use of body parts. This policy is usually less expensive than most other types of life insurance but only pays when these events happen.

accidental death payout

Frequently Asked Questions


Typically, accidental death covers exceptional circumstances, such as exposure to the elements, traffic accidents, homicide, falls, drowning, and accidents involving heavy equipment. AD&D insurance is supplemental life insurance and not an acceptable substitute for term life insurance.


Accidental death insurance

While accidents only accounted for 5.4% of deaths in the United States in 2016, they made up 30.2% of deaths for people between the ages of 25 to 44. This is why accidental death insurance typically isn't worth it if you're near retirement age or just need coverage for end-of-life expenses.
 


When accidental deaths occur, though, typical causes of accidental death or dismemberment claims are motor vehicle accidents, falls, poisoning, drowning, and gunshot injuries. Death by homicide is also considered an accidental death. But not every death resulting from such causes would be considered accidental.